Lending as Easy as 1 – 2 – 3.

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Complete the above application and we’ll contact you to discuss the Peoples Mortgage Fresh Start Loan program.

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After we gather the necessary paperwork, Peoples will qualify your documentation and send you a pre-approval letter.

Get Pre-Approved!

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Once your pre-approved through our Fresh Start Loan program, you can start shopping for your next home!

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Program Requirements

Credit Score

  • Minimum 600 FICO

Credit History

  • Installment Loans: NO lates in the past 24 months.
  • Revolving Accounts: Max 1 late in the past 24 months.


  • Primary Residence Only

Property Type

  • SFR
  • Detached PUD’s
  • 1 Unit Properties