Lending as Easy as 1 – 2 – 3.

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Complete the above application and we’ll contact you to discuss the Peoples Mortgage Fresh Start Loan program. Even if other lenders or banks have told you that you are ineligible for a home loan, we can say YES!

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After we gather the necessary paperwork, Peoples will qualify your documentation and send you a pre-approval letter. There is no cost or obligation to find out if you qualify for a mortgage.

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Once you are pre-approved through our Fresh Start Loan program, you can start shopping for your next home! Give Peoples Mortgage the chance to help you with your Fresh Start.

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Program Requirements

Credit Score

  • Minimum 600 FICO

Credit History

  • Installment Loans: NO lates in the past 24 months.
  • Revolving Accounts: Max 1 late in the past 24 months.


  • Primary Residence Only

Property Type

  • SFR
  • Detached PUD’s
  • 1 Unit Properties